Fortis Finance launched a voluntary public takeover bid in cash on all its outstanding Notes on 10 November 2009 which closed on 30 November 2009.

Results of the bid

Noteholders of Fortis Finance have the opportunity to demand the early redemption of their notes in accordance with Conditions 7(a)(vii) and 7(a)(ix) of the Terms and Conditions. Investors are advised to proceed through their customary bank channel or financial intermediary. For all bonds other than structured notes*, such redemption will proceed at nominal value increased with accrued interest. For the structured notes please refer to Information for structured note holders.

They may do so by instructing the intermediary who handles the management of their notes to relay such request to the relevant International Central Securities Depositories (ICSD's) Clearstream Banking or Euroclear Bank. Each such early termination request will then be transmitted by the ICSD's to BGL, acting on behalf of Fortis Finance NV as centralizing Redemption Agent. Market participants should have in mind that all requests should be made available to the Redemption Agent before or on the second Monday of each Month (subject to such day being a Banking Day, otherwise on the next Banking Day). After closing of the Public Offer on 11 December 2009 requests will be processed Quarterly, and requests need to be made available before or on the second Monday of respectively March, June, September and December, starting 8 March 2010.

Please refer to your intermediary for their applicable deadlines to initiate the request in order to accommodate the preceding. The effective payment to the ICSD's will take place approximately 5 banking days after the applicable cut off date; the accrued interest will be calculated until the effective payment date.

The Ageas Debt Investor website provides:

• Credit ratings and rating reports of Ageas entities
• Rating debt
• Financial statements of subsidiaries
• Offering documents.

If you have any questions about ratings or about the debt instruments issued by Ageas, please do not hesitate to contact us.

For information about the Dutch transactions of Fortis Bank Nederland, please consult their internet site.