Ageas is an international group headed by two Parent Companies, the Belgian ageas SA/NV and the Dutch ageas N.V. As such, it is subject to both Belgian and Dutch company law. As well as complying with legislation and regulations, the Ageas Board is committed to high standards of corporate governance. Therefore, as a matter of principle, Ageas strives to comply with the Belgian and Dutch Corporate Governance Codes, always taking into account Ageas’s specific situation as an international company.

The Ageas Board has produced this Ageas Governance Charter as a comprehensive and basic reference on Ageas governance.

It deals with the following topics:

• Part I: Ageas Vision and Mission Statement
• Part II: Structure and Organisation of Ageas
• Part III: Ageas Shares and Shareholders
• Part IV: The Ageas Board - Terms of reference
• Part V: The Ageas Board Committees - Standing Rules and Terms of reference
• Part VI: Ageas Executive Management
• Part VII: Ageas Supervision

The Charter also includes, as Appendices, key Ageas policies such as the Principles of Business Conduct, the Ageas Policy on Private Investments, the Policy on the Independence of External Audit Firms and the policy governing Ageas as an institutional investor.

The Charter will be supplemented with factual disclosures on Ageas governance in the Annual Report, and with other official disclosures on Ageas governance made from time to time.