Careers

Digital platforms Product Development Lead

Development & Sustainability
Belgium

As part of our Impact24 strategy, next to strengthening and growing our Core business further, Ageas wants to pursue new opportunities for Growth, amongst others by entering into partnerships with Digital platforms. We recognise that new roads to connect with customers are being developed, with a demand for new types of insurance products and covers. We want to tap into these new markets and customer segments, as we are convinced both are winners for the future. Ageas has the ambition to become a recognized partner of choice by digital platforms and ecosystems, to have sold credible volumes of embedded insurance through platforms and to have identified a path to profitability by 2024.

In order to embark on this journey, we are now looking for a Product & Proposition Development Lead to help build this business alongside the Strategy / Business Development Lead and Tech Lead. The Product Lead focuses on the “What”, the Tech Lead focuses on the “How” and the Strategy / BusDev Lead on the “Where”, such that together we can define the “When”.

What is embedded insurance?

“Do you want insurance with that?” We want to enable digital platforms to distribute our insurance products seamlessly embedded in the customer’s digital journey with their trusted brand. Think 'One-Click Insurance' and being able to present customers with a “do you want insurance with that?” button when they open a bank account, buy a smartphone, book a trip or take out a weekly gym pass.

For partners we unlock new revenue streams by selling insurance to their existing customers. For our operating companies in Europe and Asia we unlock new digital distribution channels increasing scale and reach. For Customers we enable frictionless experiences to purchase insurance when and where it is needed. For our company we are creating an innovation culture and a new growth engine for the future.

You will be responsible for:

  • Leading the overall product vision of the Digital platforms initiative by defining insurance product strategy including blueprint of modular / customizable products, based on digital platform customer reach

  • Outlining the product roadmap tailored for priority platform verticals X customer journeys from concept to launch for selected partners

  • Managing product execution with cross-functional stakeholders (product, analytics, actuarial, UX, engineering, legal, tech)

  • Product innovation with turning data insights into products with actionable outcomes to the ultimate customer

  • Preparing proposals for driving data- and metrics-driven business decisions

  • Continuously reviewing the business needs, refining priorities, outlining milestones and deliverables, and identifying opportunities and risks

  • Understanding our markets and customers and the value we bring to them

  • Drive amazing product launches that drive the conversation forward

  • Understanding how to leverage and integrate with our partners’ infrastructure and customer journeys in a seamless way

  • Delivering the MVP (prototype), enabling us to start serving our early customers

As our Product Development Lead you will have:

  • Previous experience in building (insurance) products in regulated markets

  • Proven track record of execution on product launches, support of sales teams and partnership with various stakeholders

  • Advanced stakeholder management skills as we are creating a new growth engine in an existing traditional company, with a strong core operation. Your internal stakeholders are situated in different operating companies in countries in Europe & Asia, and you will be dealing with external stakeholders at potential partners and service providers

  • Sector experience in insurance product development/pricing, and/or that of a related complex area

  • A high degree of user empathy and actively seek to test, learn and iterate based on user feedback

  • A proven track record of taking ideas and bringing them to life

  • Experience with managing multiple vendors and leading remote / distributed Scrum teams – this is essential

  • Thrive in uncertainty - ideally in an agency business and/or startup environment

  • Knowledge of a range of current cross-platform product development frameworks

  • Appetite for experimenting with new products & value propositions to drive innovation and creativity

  • Kudos to those with passion and experience in B2B and/or B2B2C product development, digital customer journeys & marketing, actuarial

Your personality

  • You are curious

  • You have an opinion, you are assertive and bold while open to get challenged and challenge others respectfully

  • you are eager to co-create with a team to achieve goals together and you are not afraid to show your great interpersonal and comms skills

  • you are fluent in English

What we are offering you as benefits:

  • Build a new business from scratch

  • Flexible and remote working with autonomy of delivery

  • Ambitious, passionate team of intrapreneurs around you

  • High growth potential as you gain more traction and go global

  • Breadth of responsibilities being an early stage member of a corporate start-up

  • Become a member of the initial founding team of a new and exciting Insurtech concept within the Ageas Impact24 portfolio, with all the benefits afforded to an early stage employee

You have the qualities as listed above? Please, send us your CV and let’s talk!
You don’t have all the above requirements but own a great part of them? You can send us your CV, too, because we will give you the opportunity to grow up with us.