Business Risk Officer


Our organisation

Ageas is a listed international insurance Group with a heritage spanning close to 200 years. We offer Retail and Business customers Life and Non-Life insurance products, and we are also engaged in reinsurance activities.

Our customers are at the heart of our business, and our products and services are designed to anticipate, manage, and cover their risks through a wide range of solutions designed for their needs, both today and in the future.

We are one of Europe's larger insurance companies and we are also well represented in Asia. In total, Ageas is on the ground in 13 countries (Belgium, the UK, Portugal, Turkey, China, Malaysia, India, Thailand, Vietnam, Laos, Cambodia, Singapore, and the Philippines) through a combination of wholly owned subsidiaries and long-term partnerships with strong financial institutions and key distributors.

Ageas ranks among the market leaders in the countries in which it operates. Every day, more than 44,000 skilled and committed employees are at the service of nearly 45 million customers. Our Group has at its foundation a set of core values - Care, Dare, Deliver, and Share – representing who we are and how we work. As a “Supporter of your life” we seek to create social and economic value for our customers, employees, partners, investors, and society at large.

Ageas has been re-certified as Top Employer in 2024.

Your function

Ageas Group Risk is based in central Brussels and is composed of risk officers with a variety of technical areas of competence and diverse backgrounds. Business Risk Management is the linking actor between our operational companies and Group Risk for quantitative risk reports and business risk analysis. Within the team Business Risk Management (BRM), we are looking for a Business Risk Officer combining knowledge of the insurance business with strong quantitative risk background & reporting skills able to convert numbers into risk insights.

Your main responsibilities are:

  • Improve the (quantitative) risk reporting from local company to Ageas Group

    • You contribute to the enhancement of Ageas’ quantitative risk reporting on multiple frameworks, including Solvency II, Free Capital Generation, Risk Appetite;

    • You coordinate interaction with local companies and Group Finance, contributing to the smooth collection and validation of risk information;

    • You analyse risk drivers, actively leveraging on the expertise of the specialised risk officers.

    • You always seek to understand what are the insights behind the risk numbers and contribute to distil those to various audiences.

  • Know and interact with the local businesses

    • You build an understanding of the functioning of local businesses and foster good contacts with the risk teams;

    • You gain a good view of the strengths and weaknesses of the local businesses;

    • You develop a deep knowledge of the market in which the local entity is operating.

    • Thanks to your contact with local businesses, you bring solutions to risk-related questions, allowing to share good risk management practices and continuously improve our (quantitative) risk management capabilities.

  • BRM group role

    • Based on your expertise, you will be responsible for leading or contributing to BRM’s group function, including executing group risk calculations, contributing to group-wide projects, representing the BRM team in group risk committees, developing a risk opinion on M&A, contributing to group projects.

Your profile

  • You are an Actuary or have a master’s degree in finance or business administration combined with risk/actuarial related trainings;

  • You have several years of relevant working experience in the insurance industry, preferably some years in quantitative risk management;

  • You have a solid understanding of the technical and quantitative aspects of Solvency II. Knowledge of Insurance Accounting and Reporting as well as other valuation and regulation standards (e.g., IFRS17, IAIS International Capital Standards) will make a difference;

  • You can demonstrate an excellent analytical mind-set and are passionate about solving complex risk challenges;

  • You are very thorough and the quality of your deliverables is your top priority. For this, you prefer working in well-structured ways to deliver on time;

  • You do not hesitate to try new ways to continuously improve the ‘how’, helping the team strengthening our risk reporting capabilities;

  • You are aware of cultural differences and are able to work in a team of people with diverse backgrounds;

  • You are a team player building trusted relations with all stakeholders;

  • You are fluent in English, both verbally and in writing. Knowledge of a language spoken in countries where Ageas operates is a plus.

Our offer?

  • The possibility of (maximum 50%) home working;

  • A dynamic, multicultural working environment;

  • An interesting and extensive salary package (including meal vouchers, eco vouchers, hospitalization, disability and group insurance, additional child benefit, mobile allowance and intervention in the internet reimbursement, ...);

  • The possibility to optimize part of your salary package through a flexible income plan;

  • A corporate culture where you are encouraged to share your views and opinions;

  • A flat organizational structure with close collaboration and communication with management and cross departments;

  • An extensive range of learning & development opportunities through our online learning platform;

  • The opportunity to further develop yourself and to be part of a great team at a Top employer in Belgium. Find out more about it here.


Please apply online. We are looking forward to talking to you!